Category: FI Basics

The Financial Independence Ladder

There are multiple stages along the journey to financial independence (“FI”).  These have been detailed by several financial bloggers over the years and I want to provide my take on it here.  As you progress through the stages, your life and your feelings can change quite dramatically.  If you are currently at the early stages, […]

The #1 Factor of Financial Independence Success

Let’s start by talking about pensions!  It may sound boring but this is an important place to start the conversation about savings since the type of pension you have have (if you have a pension at all) has a huge impact on your future savings plan. Years ago, people relied on Defined Benefit Pension plans […]

Household Inc. – Tracking Your Household Finances Like a Business

I am a huge believer that if you want to make any kind of change in your life, you will probably have to implement some type of tracking system to make sure you are progressing towards your goals (and if you are not, course correct!).  I track everything from calories in / out, money in […]